UT DFI Consumer Credit Notif Form 2011-2024 free printable template

CONSUMER CREDIT NOTIFICATION FORM Title 70C Utah Code STATE OF UTAH Department of Financial Institutions 324 South State Street Suite 201 SLC UT 84111 Mailing Address P. RENEWAL FEES Due January 31st Every party required to file and pay the basic notification fee is further required to pay additional fees if the original balances arising from Utah consumer credit transactions made during the preceding calendar year exceeded 100 000. O. Box 146800 Salt Lake City UT 84114-6800 www. dfi. utah....

How to fill out utah consumer credit notification

How to fill out Utah consumer credit notification:

1. Obtain the Utah consumer credit notification form from the appropriate source. This form can be obtained from the Utah Department of Commerce's website or from a certified credit counseling agency in the state.
2. Fill in your personal information in the designated sections of the form. This includes your full name, address, phone number, and email address.
3. Provide information about your financial situation. This includes details about your income, expenses, and any debts you have.
4. Indicate whether you are seeking credit counseling or bankruptcy counseling. This will determine the type of services you will receive and the appropriate counseling agency that will assist you.
5. Sign and date the form to confirm that all the information provided is accurate and complete.

Who needs Utah consumer credit notification:

1. Individuals who are facing financial difficulties and are seeking assistance or counseling regarding their credit situation.
2. Consumers in Utah who are considering filing for bankruptcy and are required by law to complete credit counseling before doing so.
3. Those who want to gain a better understanding of their credit and financial situation and are seeking professional guidance and advice.

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What is utah consumer credit notification?

Utah consumer credit notification is a requirement under the Utah Consumer Credit Code that mandates lenders to provide borrowers with certain information relating to their credit transaction. The notification typically includes details such as the annual percentage rate (APR), finance charges, total amount financed, and payment schedule. This disclosure ensures that consumers are aware of the terms and costs associated with their credit agreement before entering into it.

Who is required to file utah consumer credit notification?

In Utah, the "Utah Consumer Credit Notification" form is required to be filed by any person who conducts consumer credit activities or who provides credit counseling services in the state. This includes lenders, loan brokers, credit repair organizations, debt management companies, and other entities engaged in consumer credit transactions.

How to fill out utah consumer credit notification?

To fill out the Utah Consumer Credit Notification, follow these steps: 1. Begin by downloading the form from the Utah Department of Commerce website or obtain a physical copy from their office. 2. Start filling out the form by entering the date of the notification in the designated space at the top. 3. Fill in the contact information for the notifying party. This includes the name of the person or organization sending the notification, their address, phone number, and email address. 4. Provide information about the regulated entity. This includes the name of the company or business that is being notified, their address, phone number, and email address. 5. Indicate whether the company or business is a licensee or registrant and provide the corresponding license number. 6. Specify the date of the consumer credit violation that is being reported. 7. Briefly explain the nature of the violation, providing relevant details. 8. Describe the actions taken to resolve the violation and any progress made so far. 9. Attach any supporting documentation or evidence that can substantiate the violation or your efforts to address it. 10. Sign and date the notification form. 11. Make a copy of the form for your records before submitting it to the Utah Department of Commerce, Division of Consumer Protection. The specific submission instructions and address should be provided on the form itself or on the department's website. Remember to keep a copy of the completed form and any accompanying documentation for your records.

What information must be reported on utah consumer credit notification?

According to the Utah Consumer Credit Notification Act, the following information must be reported on the consumer credit notification: 1. The creditor's name and address: The notification should include the full legal name of the creditor and their contact information. 2. The consumer's name and address: The notification should include the full legal name of the consumer and their contact information. 3. The type of credit involved: The notification should specify the type of credit, such as a mortgage loan, auto loan, student loan, etc. 4. The expected date of the credit transaction: The notification should include the expected or actual date of the credit transaction. 5. The principal amount of the credit: The notification should state the principal amount of credit that the consumer is seeking or has obtained. 6. The interest rate or other applicable charges: The notification should mention the interest rate associated with the credit, or any other charges or fees that the consumer will have to pay. 7. The total costs of the credit: The notification should provide an estimate of the total costs of the credit, including fees, interest, and any other charges. 8. The method of repayment: The notification should describe the method of repayment, such as monthly installments, balloon payment, etc. 9. The consumer's rights and obligations: The notification should inform the consumer about their rights and obligations regarding the credit transaction. 10. Any additional terms and conditions: The notification should include any additional terms and conditions that apply to the credit transaction, such as prepayment penalties, late payment fees, etc. Note: It is important to check the specific requirements of the Utah Consumer Credit Notification Act to ensure compliance with all reporting obligations.

What is the penalty for the late filing of utah consumer credit notification?

The penalty for the late filing of Utah Consumer Credit Notification may vary depending on the specific circumstances and the discretion of the Utah Division of Consumer Protection. However, according to Utah Code 13-2b-303, a person who fails to file a notification required by the Consumer Credit Protection Act (CCPA) may be subject to a civil penalty of up to $1,000 for each violation. It is recommended to consult with an attorney or the Utah Division of Consumer Protection for more specific information regarding penalties.

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